The right checking account build a strong foundation — find one tailored to your unique needs.
The right savings account helps you grow toward your goals — find one that fits your needs and lifestyle.
Manage your Patelco accounts effortlessly with our comprehensive support services.
Low rates, no annual fees — Patelco credit cards fit every lifestyle and financial goal.
Flexible loans and lines of credit to consolidate debt or cover life’s big expenses
Flexible lending options and programs for new and existing homeowners.
Take advantage of one of life’s biggest investments.
Drive off with an affordable new or used vehicle, or save on one you already own.
Have your fun and freedom with a great loan that fits into your financial plan.
Explore payment options and answers to commonly asked questions about loan payments with Patelco.
Up to $50,000. As low as 12.40% APR.
Get support managing your debit and credit cards and loans.
Learn more about our local expertise, guidance and personal service.
Tailored investment solutions to help you plan, invest, and secure your financial future.
Comprehensive insurance solutions to protect your assets and loved ones.
Complimentary one-on-one guidance from our Certified Financial Specialists.
Connect with us and find the right insurance option that fits your needs.
Patelco’s Digital Banking provides secure, convenient access to your accounts anytime, anywhere. Manage your finances effortlessly with our comprehensive suite of online and mobile services.
Sign up for Patelco Online™ to access and manage your accounts securely.
Schedule a video appointment or meet instantly with a Patelco team member.
Manage accounts, pay bills, and transfer funds securely from any device.
Bank on the go: check balances, deposit checks, send money and more.
Make secure, contactless payments using your mobile device at participating merchants.
Schedule and manage your bill payments online with ease and confidence.
Transfer funds between accounts or send money to others quickly and securely.
Send and receive money instantly with friends and family using Zelle®.
Download our Mobile App to check your balance, make transfers, pay bills, deposit checks, plan and save securely and conveniently from your phone or tablet.
Patelco Credit Union is a full-service, not-for-profit financial cooperative dedicated to helping members and communities prosper. With nearly $10 billion in assets and over 500,000 members nationwide, we are one of the largest credit unions in the nation.
Higher savings, better rates, and fewer fees. Patelco membership connects you to more.
Discover all the perks, savings and resources that come with being a Patelco member.
Learn about our history, our core values and our mission to build financial wellbeing.
Meet the people who are dedicated to helping you live your best financial life.
We’re united in our mission to help uplift each other, our members and communities.
Patelco’s latest news and announcements, media and press, awards and more.
See exactly how we’re doing by reviewing our latest financials.
As your trusted financial partner, we’re solely focused on helping our members build and sustain their best financial lives. Learn what makes Patelco membership different.
Get expert guidance, tools and support to take control of your financial future — from fraud prevention to education, relief options, and personalized advice.
Protect yourself from scams with tools, alerts, and tips to keep your info secure.
Explore financial hardship resources, loan relief options, and personalized support.
Tune in for expert interviews and real-life stories to help you master your money.
Get one-on-one coaching and tailored financial guidance from our financial specialists.
Join live and on-demand webinars to grow your financial knowledge and confidence.
Access tools, articles, and interactive course to support smarter financial decisions.
Access articles, guides, and tools to enhance your financial knowledge.
Learn more about Patelco’s community values, service in action, impact, events and partnerships.
Learn about our impact, purpose and involvement in the communities we call home.
Check out our sponsored community events and ones we participate in.
Discover how we can create a stronger culture of financial health for your employees.
Follow and like us to get the latest news, financial tips, and special offers.
Access to your accounts anywhere, anytime
Best-in-class tools and technology to protect members and their accounts, and preventing fraud before it happens. We’re thinking about so you don’t have to.
Patelco provides in-person and virtual fraud support that’s personal, adapted to your style, and protects your present and future financial health and wellbeing.
From digital alerts to card management and authentication, we’re committed to helping members easily protect their accounts, and quickly responding in the event of fraud.
We’re focused on researching, collecting and providing you the resources to educate you on fraud trends, recent scams and how to best protect your account.
A BankSafe® certified program for elderly members focusing on proactive intervention and escalation. Prevented ~ $5.3 million in potential member losses.
Establishing an upstream understanding of member account behavior to detect discrepancies stemming from potential unauthorized usage.
Developing best-in-class technology that identifies behaviors indicative of fraud and is able to stop bad actors in their tracks.
Identity management capabilities within Online Banking to prevent fraudulent activity and verify authentic use.
Consistent training for front-line Patelco staff to ensure they’re up to date on the latest fraud trends and best equipped to address member needs.
Patelco provides ways to recover funds, dispute charges with merchants, and ensures members feel protected in case of unauthorized activity.
5,000+
member fraud cases resolved
$10,000,000
in member losses prevented
97%
fraud issues resolved in 2 days
25,000+
members received our support
Natalie H. As a married couple looking into homebuying for the first time, we were very hesitant about talking to a financial institution out of concern for being sold on something that wasn’t reasonable for our finances or lifestyle…This is a really big deal for us, and we’re so grateful to be able to work with a […]
Mihdi M. Over 14 years ago, I walked into a Patelco branch and it turned out to be the best banking experience of my life. The staff there were incredibly friendly and attentive to their customers. Patelco’s fraud protection measures were top-notch. Patelco not only educates its customers but also listens to their needs and works with […]
Tiffany C. Very nice, helpful and accommodating. Offer to non-members to cash checks drawn from a Patelco account fee-free and minimum verification requirements. And I arrived 8 minutes before closing and they were still open until 6pm, which is the time stated online and did not close 5-10 minutes early like others do! Thank you for a […]
Jennifer E. Way back when the banks were starting to charge fees for everything, I got a letter from my bank telling me that I would be charged to use my debit card! Around the same time, I saw that there was a movement about dropping your bank and going to a credit union to send a […]
Kevin H. I have been a member of Patelco Credit Union for several years now, and I cannot express enough how pleased I am with the outstanding service I consistently receive…at Patelco, they know me by name when I walk in the door! Overall, Patelco Credit Union, thanks to exceptional team members, has exceeded my expectations. I […]
Fraudsters have become more proficient at faking caller ID – so just because your phone shows Patelco, that doesn’t mean it’s really us. Red flags include someone calling you to ask information we already know – such as your card number, Social Security number, mother’s maiden name, etc. We already have this information and will never call to ask. When in doubt, disconnect and call us at our known number, 800.358.8228.
With people using the internet to pretty much do everything, online scams are on the rise. Read more about the top internet scams here.
As text messaging becomes more prevalent around the world, text message scams are also becoming more common. Read more about text message, or “smishing,” scams here.
All sorts of financial services are available to help you manage your finances, and many will require you to share your data with them. Learn more about how data sharing works, what you should consider when asked to share your data, and how to protect your data and accounts. Read more about sharing data on financial apps here.
All sorts of services are available to help you manage your finances, and many will ask you to share your data with them (like your online banking credentials). Learn more about how data sharing works, what you should consider when asked to share, and how to protect yourself. Read more about social media scams here.
Watch Patelco members, Barbara and Elmer, discuss three simple steps to protect your identity and finances.
Deploy 24/7 real-time intelligence and intrusion monitoring to identify suspicious activity, and methods to quickly mitigate
Securing compromised accounts, blocking unauthorized access, providing clear guidance and restoring account to normal
