Access to your accounts anywhere, anytime
Get access to affordable funds when you need them.
Starting at 12% APR1
Up to $50,000
Open ended (revolving line of credit)
Planned or unplanned, it can be hard to be financially ready for everything life brings. Sometimes you need access to money quickly, and we get that. And while many big banks are no longer offering a personal line of credit, Patelco is here for you.
Our Signature Line of Credit gives you:
No annual fee and fixed rates as low as 12% APR1
Up to $50,000 credit limit and draw up to 100% of your credit limit without restrictions
Incur interest only on funds borrowed – and includes budget-friendly, flexible repayment options
Access your funds online, by ATM, by phone, or at a local branch
Rates Effective 04/05/2023
The Signature Line of Credit is a revolving credit line designed to provide greater flexibility and access to cash for members who need it. Since you only pay interest on the amount borrowed, this loan is a great option for planned or unplanned expenses. A Signature Line of Credit also allows you to pay on the balance and borrow again (within your credit limit) without reapplying.
There is no cash advance fee on this line of credit. As with any unsecured loan, you may incur a late fee if your monthly payment is not made by the payment due date.
Yes. A Signature Line of Credit allows you to pay on the balance and borrow again (within your credit limit) without reapplying. Just as a credit card allows, but in this case a card is not issued.
Patelco Online™ helps you stay up to date on all your personal loan details. We make it simple and safe to:
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1 APR = Annual Percentage Rate. All loans are subject to credit approval, restrictions apply, rates are subject to change. Loan rates offered effective 04/05/2023. Patelco offers a range of base rates and discounts that depend on factors such as credit type, credit history, and Patelco account relationship. Actual rates are disclosed to approved applicants in writing prior to loan consummation. The APR range is 12.00% to 17.90% for Signature Line of Credit. Minimum payment is 2% of the unpaid balance or $46.00, whichever is greater. To learn more about rates, terms, and exclusive discounts for members, such as Commitment Household, call 800.358.8228 or visit any Patelco branch.
