Access to your accounts anywhere, anytime
Fast and easy ways to transfer money between accounts.
Discover the best option for your needs.
We’ve made it easier to transfer money with another Patelco member.
Transferring money between your own Patelco accounts is easy. Just log in to Patelco Online™ and select Transfer & Pay from the main menu and then select Transfers.
Transferring money between your Patelco account and another bank or credit union is now faster. You can initiate the transfer either at Patelco or at your other institution. Log in to Patelco Online™ and select Transfer & Pay from the main menu and then select Transfers. If your external account does not appear in From Account or To Account, select + Add an account and follow the instructions to add your external account.
Making a one-time or recurring bill payment online is most convenient with our Bill Pay transfer option. Learn more about Bill Pay.
To send or receive money from family or friends, you can use Zelle®, Apple Pay, or Google Pay.
For larger payment amounts, you may want to consider a wire transfer. At this time, Patelco supports incoming wire transfers (from domestic or international banks) and outgoing wire transfers to domestic banks.
Some independent contractors may accept (and even prefer) quick transfers over cash, which you can make with Zelle®, Apple Pay, or Google Pay.
Need to send a quick payment to a friend or family member? Zelle®, Apple Pay, or Google Pay are fast, easy ways to do that.
If you’re making a large purchase, like a down payment on a new home or buying a car, a wire transfer may be the best option.
Log in or sign up for Patelco Online™ from a tablet or desktop computer, select Transfer & Pay from the main menu, and then select Transfers. If you have not linked this other account to your account, you’ll need to select + Add an account and then follow the instructions provided – you will need the other member’s Last Name, Member Number (enter this in the Account Number section), and Share ID.
With an email address or US mobile phone number, you can send money to almost anyone you know, regardless of where they bank.1
Pay it safe with Zelle® and only send money with people you know.
Control when and how your bills are paid online. All it takes is a few simple steps and a minimum balance of $25 in your checking account.
Easily move money between your accounts at Patelco and another bank or credit union.
Wire transfers are a secure way to send or receive money from another bank, person or company. They’re commonly used for large purchases, such as a down payment on a home.
Learn how to submit a wire transfer in this short step-by-step demo.
Domestic incoming wire transfers to Patelco accounts should be directed as follows:
Patelco Credit Union 3 Park Place Dublin, CA 94568
Include the following information for incoming transfers:
A secure way to send money to or receive money from another bank, person or company in another country.
When using wire transfer forms, remember to use the correct account number formats to ensure proper delivery.
For Checking accounts, Money Market accounts and Health Savings Accounts (HSAs), the proper account number format is 14 digits long, beginning with 746. Your account number can be found at the bottom of your check, or by clicking or tapping on your account in Patelco Online™ and then selecting the Account Details tab.
Limits are based on funds availability.
Zelle® and the Zelle®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
1 US checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees.
2 In order to send payment requests or split payment requests to a US mobile number, the mobile number must already be enrolled with Zelle®.
3 Waived for Commitment Household members.
