Remain vigilant for Patelco phone number spoofing. Our Patelco team will never reach out to you directly to ask for your card details, like expiration date or CVV code.
Our branches and call center are closed Monday, September 2.
The right checking account build a strong foundation — find one tailored to your unique needs.
The right savings account helps you grow toward your goals — find one that fits your needs and lifestyle.
Manage your Patelco accounts effortlessly with our comprehensive support services.
Low rates, no annual fees — Patelco credit cards fit every lifestyle and financial goal.
Flexible loans and lines of credit to consolidate debt or cover life’s big expenses
Flexible lending options and programs for new and existing homeowners.
Take advantage of one of life’s biggest investments.
Drive off with an affordable new or used vehicle, or save on one you already own.
Have your fun and freedom with a great loan that fits into your financial plan.
Explore our payment support center to learn more about loan modification options.
Up to $50,000. As low as 12.40% APR.
Get support managing your debit and credit cards and loans.
Learn more about our local expertise, guidance and personal service.
Tailored investment solutions to help you plan, invest, and secure your financial future.
Comprehensive insurance solutions to protect your assets and loved ones.
Complimentary one-on-one guidance from our Certified Financial Specialists.
Connect with us and find the right insurance option that fits your needs.
Patelco’s Digital Banking provides secure, convenient access to your accounts anytime, anywhere. Manage your finances effortlessly with our comprehensive suite of online and mobile services.
Sign up for Patelco Online™ to access and manage your accounts securely.
Schedule a video appointment or meet instantly with a Patelco team member.
Manage accounts, pay bills, and transfer funds securely from any device.
Bank on the go: check balances, deposit checks, send money and more.
Make secure, contactless payments using your mobile device at participating merchants.
Schedule and manage your bill payments online with ease and confidence.
Transfer funds between accounts or send money to others quickly and securely.
Send and receive money instantly with friends and family using Zelle®.
Download our Mobile App to check your balance, make transfers, pay bills, deposit checks, plan and save securely and conveniently from your phone or tablet.
Patelco Credit Union is a full-service, not-for-profit financial cooperative dedicated to helping members and communities prosper. With nearly $10 billion in assets and over 500,000 members nationwide, we are one of the largest credit unions in the nation.
Higher savings, better rates, and fewer fees. Patelco membership connects you to more.
Discover all the perks, savings and resources that come with being a Patelco member.
Learn about our history, our core values and our mission to build financial wellbeing.
Meet the people who are dedicated to helping you live your best financial life.
We’re united in our mission to help uplift each other, our members and communities.
Patelco’s latest news and announcements, media and press, awards and more.
See exactly how we’re doing by reviewing our latest financials.
As your trusted financial partner, we’re solely focused on helping our members build and sustain their best financial lives. Learn what makes Patelco membership different.
Get expert guidance, tools and support to take control of your financial future — from fraud prevention to education, relief options, and personalized advice.
Protect yourself from scams with tools, alerts, and tips to keep your info secure.
Explore financial hardship resources, loan relief options, and personalized support.
Tune in for expert interviews and real-life stories to help you master your money.
Get one-on-one coaching and tailored financial guidance from our financial specialists.
Join live and on-demand webinars to grow your financial knowledge and confidence.
Access tools, articles, and interactive course to support smarter financial decisions.
Access articles, guides, and tools to enhance your financial knowledge.
Learn more about Patelco’s community values, service in action, impact, events and partnerships.
Learn about our impact, purpose and involvement in the communities we call home.
Check out our sponsored community events and ones we participate in.
Discover how we can create a stronger culture of financial health for your employees.
Follow and like us to get the latest news, financial tips, and special offers.
Access to your accounts anywhere, anytime
Fast and easy ways to transfer money between accounts.
Discover the best option for your needs.
We’ve made it easier to transfer money with another Patelco member.
Transferring money between your own Patelco accounts is easy. Just log in to Patelco Online™ and select Transfer & Pay from the main menu and then select Transfers.
Transferring money between your Patelco account and another bank or credit union is now faster. You can initiate the transfer either at Patelco or at your other institution. Log in to Patelco Online™ and select Transfer & Pay from the main menu and then select Transfers. If your external account does not appear in From Account or To Account, select + Add an account and follow the instructions to add your external account.
Making a one-time or recurring bill payment online is most convenient with our Bill Pay transfer option. Learn more about Bill Pay.
To send or receive money from family or friends, you can use Zelle®, Apple Pay, or Google Pay.
For larger payment amounts, you may want to consider a wire transfer. At this time, Patelco supports incoming wire transfers (from domestic or international banks) and outgoing wire transfers to domestic banks.
Some independent contractors may accept (and even prefer) quick transfers over cash, which you can make with Zelle®, Apple Pay, or Google Pay.
Need to send a quick payment to a friend or family member? Zelle®, Apple Pay, or Google Pay are fast, easy ways to do that.
If you’re making a large purchase, like a down payment on a new home or buying a car, a wire transfer may be the best option.
Log in or sign up for Patelco Online™ from a tablet or desktop computer, select Transfer & Pay from the main menu, and then select Transfers. If you have not linked this other account to your account, you’ll need to select + Add an account and then follow the instructions provided – you will need the other member’s Last Name, Member Number (enter this in the Account Number section), and Share ID.
With an email address or US mobile phone number, you can send money to almost anyone you know, regardless of where they bank.1
Pay it safe with Zelle® and only send money with people you know.
Control when and how your bills are paid online. All it takes is a few simple steps and a minimum balance of $25 in your checking account.
Easily move money between your accounts at Patelco and another bank or credit union.
Wire transfers are a secure way to send or receive money from another bank, person or company. They’re commonly used for large purchases, such as a down payment on a home.
Learn how to submit a wire transfer in this short step-by-step demo.
Domestic incoming wire transfers to Patelco accounts should be directed as follows:
Patelco Credit Union 3 Park Place Dublin, CA 94568
Include the following information for incoming transfers:
A secure way to send money to or receive money from another bank, person or company in another country.
When using wire transfer forms, remember to use the correct account number formats to ensure proper delivery.
For Checking accounts, Money Market accounts and Health Savings Accounts (HSAs), the proper account number format is 14 digits long, beginning with 746. Your account number can be found at the bottom of your check, or by clicking or tapping on your account in Patelco Online™ and then selecting the Account Details tab.
Limits are based on funds availability.
Zelle® and the Zelle®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
1 US checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees.
2 In order to send payment requests or split payment requests to a US mobile number, the mobile number must already be enrolled with Zelle®.
3 Waived for Commitment Household members.
