The right checking account build a strong foundation — find one tailored to your unique needs.
The right savings account helps you grow toward your goals — find one that fits your needs and lifestyle.
Manage your Patelco accounts effortlessly with our comprehensive support services.
Low rates, no annual fees — Patelco credit cards fit every lifestyle and financial goal.
Flexible loans and lines of credit to consolidate debt or cover life’s big expenses
Flexible lending options and programs for new and existing homeowners.
Take advantage of one of life’s biggest investments.
Drive off with an affordable new or used vehicle, or save on one you already own.
Have your fun and freedom with a great loan that fits into your financial plan.
Explore payment options and answers to commonly asked questions about loan payments with Patelco.
Up to $50,000. As low as 12.40% APR.
Get support managing your debit and credit cards and loans.
Learn more about our local expertise, guidance and personal service.
Tailored investment solutions to help you plan, invest, and secure your financial future.
Comprehensive insurance solutions to protect your assets and loved ones.
Complimentary one-on-one guidance from our Certified Financial Specialists.
Connect with us and find the right insurance option that fits your needs.
Patelco’s Digital Banking provides secure, convenient access to your accounts anytime, anywhere. Manage your finances effortlessly with our comprehensive suite of online and mobile services.
Sign up for Patelco Online™ to access and manage your accounts securely.
Schedule a video appointment or meet instantly with a Patelco team member.
Manage accounts, pay bills, and transfer funds securely from any device.
Bank on the go: check balances, deposit checks, send money and more.
Make secure, contactless payments using your mobile device at participating merchants.
Schedule and manage your bill payments online with ease and confidence.
Transfer funds between accounts or send money to others quickly and securely.
Send and receive money instantly with friends and family using Zelle®.
Download our Mobile App to check your balance, make transfers, pay bills, deposit checks, plan and save securely and conveniently from your phone or tablet.
Patelco Credit Union is a full-service, not-for-profit financial cooperative dedicated to helping members and communities prosper. With nearly $10 billion in assets and over 500,000 members nationwide, we are one of the largest credit unions in the nation.
Higher savings, better rates, and fewer fees. Patelco membership connects you to more.
Discover all the perks, savings and resources that come with being a Patelco member.
Learn about our history, our core values and our mission to build financial wellbeing.
Meet the people who are dedicated to helping you live your best financial life.
We’re united in our mission to help uplift each other, our members and communities.
Patelco’s latest news and announcements, media and press, awards and more.
See exactly how we’re doing by reviewing our latest financials.
As your trusted financial partner, we’re solely focused on helping our members build and sustain their best financial lives. Learn what makes Patelco membership different.
Get expert guidance, tools and support to take control of your financial future — from fraud prevention to education, relief options, and personalized advice.
Protect yourself from scams with tools, alerts, and tips to keep your info secure.
Explore financial hardship resources, loan relief options, and personalized support.
Tune in for expert interviews and real-life stories to help you master your money.
Get one-on-one coaching and tailored financial guidance from our financial specialists.
Join live and on-demand webinars to grow your financial knowledge and confidence.
Access tools, articles, and interactive course to support smarter financial decisions.
Access articles, guides, and tools to enhance your financial knowledge.
Learn more about Patelco’s community values, service in action, impact, events and partnerships.
Learn about our impact, purpose and involvement in the communities we call home.
Check out our sponsored community events and ones we participate in.
Discover how we can create a stronger culture of financial health for your employees.
Follow and like us to get the latest news, financial tips, and special offers.
Access to your accounts anywhere, anytime
Trust us with the complications of payroll processing, while you focus on what you love most – your business.
Straightforward and user friendly
Process payroll when you’re ready
Single point of contact
We’ve teamed up with Heartland® to offer you easy payroll solutions to manage your greatest asset – your employees – while also protecting your business. Let us put you in touch with a Heartland Relationship Manager who can talk to you about fast, secure and simple solutions designed to help you better manage your business, including payroll processing, tax management and integration.
A payroll solution that is straight forward and user friendly. You’ll be up and running in no time!
When you have questions, we have answers with a dedicated specialist who knows you by name.
Access your payroll information online at anytime and anywhere, along with a variety of helpful tools.
Our pricing is competitive, simple, and reliable so that you always get the value you need.
With Heartland Payroll Solutions, pay your employees on schedule, meet tax obligations on time, and share data on demand.
We’re here to help your business start a relationship with Heartland and explore all the benefits the solution has to offer. Getting started is simple – here’s how it works.
Meet with our team here and let them know you’re interested in Heartland’s payroll solutions
You’ll connect with a Heartland Relationship Manager and discuss your needs and possible solutions
The Heartland Relationship Manager will help you get up and running with your payroll solutions
Payroll solutions automate back-office work like wage calculations, direct deposits, year-end tax forms, and paystub generation.
Businesses with one or more employees can benefit from payroll solutions to reduce administrative burden, ensure legal compliance and improve accuracy.
Time savings: payroll solutions automate many time-consuming tasks involved in payroll processing. Accuracy and compliance: ensures that all calculations are correct, and in compliance with federal, state, and local tax laws. Employee satisfaction: timely and accurate payroll processing helps maintain employee trust and satisfaction. Cost efficiency: helps save your business money by reducing the need for dedicated payroll staff and minimizing the risk of errors.
Heartland offers competitive pricing with a 3-year price lock guarantee.
Heartland Payroll Solutions has been helping small businesses with competitive pricing and strong customer support since 1997. They are committed to being the complete technology solution for growing small businesses, delivering human-tech across all their solutions, services, and support – all designed to help overcome everyday challenges.
If you need support with your payroll solutions, please contact your Heartland Relationship Manager.
The first step is to open a Patelco Business Checking account. Our Virtual Branch™ can help you not only open your account and answer your questions but also connect you with a Heartland Relationship Manager. Get started today!
© 2025 Heartland Payroll Solutions, Inc. and Heartland Payment Systems, LLC, a Global Payments companies (NYSE: GPN). All rights reserved. Heartland Payment Systems, LLC is a registered ISO of Wells Fargo Bank, N.A., Concord, CA, and The Bancorp Bank, Philadelphia, PA. All trademarks contained herein are the sole and exclusive property of their respective owners. Any such use of those marks with the express written permission of their owner is prohibited. Consult with a tax advisor for any tax related questions.
