The right checking account can build a strong foundation — find one tailored to your unique needs.
The right savings account helps you grow toward your goals — find one that fits your needs and lifestyle.
Manage your Patelco accounts effortlessly with our comprehensive support services.
Low rates, no annual fees — Patelco credit cards fit every lifestyle and financial goal.
Flexible loans and lines of credit to consolidate debt or cover life’s big expenses
Flexible lending options and programs for new and existing homeowners.
Take advantage of one of life’s biggest investments.
Drive off with an affordable new or used vehicle, or save on one you already own.
Have your fun and freedom with a great loan that fits into your financial plan.
Explore payment options and answers to commonly asked questions about loan payments with Patelco.
Up to $50,000. As low as 11.65% APR.
Get support managing your personal loans and much more.
Learn more about our local expertise, guidance and personal service.
Get support managing your loans.
Get support managing your auto loans and much more.
Get support managing your debit and credit cards and loans.
Tailored investment solutions to help you plan, invest, and secure your financial future.
Comprehensive insurance solutions to protect your assets and loved ones.
Complimentary one-on-one guidance from our Certified Financial Specialists.
Connect with us and find the right insurance option that fits your needs.
We provide a number of banking solutions to help your small business grow with peace of mind and personalized service.
Help your business grow with the convenience of our worry-free checking account.
Enjoy the convenience of higher transaction limits with low monthly fees.
Earn rewards points on your purchases with extra security features, tools and benefits.
Ensure peace of mind and keep your business going with overdraft protection.
Everything your business needs — from hardware to software — to process payments.
Simple and secure Payroll Solutions to help you better manage your business.
A convenient, secure account that helps your business grow with no monthly fee.
Get the most out of your Patelco Business relationship with a rate as high as 3.25% APY.
Meet with our Virtual BranchTM to open your account from the comfort of your home or business. You can schedule a video appointment or meet instantly with a Patelco team member.
Patelco’s Digital Banking provides secure, convenient access to your accounts anytime, anywhere. Manage your finances effortlessly with our comprehensive suite of online and mobile services.
Sign up for Patelco Online™ to access and manage your accounts securely.
Schedule a video appointment or meet instantly with a Patelco team member.
Send and receive money instantly with friends and family using Zelle®.
Manage accounts, pay bills, and transfer funds securely from any device.
Transfer funds between accounts or send money to others quickly and securely.
Bank on the go: check balances, deposit checks, send money and more.
Schedule and manage your bill payments online with ease and confidence.
Make secure, contactless payments using your mobile device at participating merchants.
Download our Mobile App to check your balance, make transfers, pay bills, deposit checks, plan and save securely and conveniently from your phone or tablet.
Patelco Credit Union is a full-service, not-for-profit financial cooperative dedicated to helping members and communities prosper. With nearly $10 billion in assets and over 550,000 members nationwide, we are one of the largest credit unions in the nation.
Learn more about Patelco’s community values, service in action, impact, events and partnerships.
As your trusted financial partner, we’re solely focused on helping our members build and sustain their best financial lives. Learn what makes Patelco membership different.
Get expert guidance, tools and support to take control of your financial future — from fraud prevention to education, relief options, and personalized advice.
Protect yourself from scams with tools, alerts, and tips to keep your info secure.
Explore financial hardship resources, loan relief options, and personalized support.
Tune in for expert interviews and real-life stories to help you master your money.
Get one-on-one coaching and tailored financial guidance from our financial specialists.
Join live and on-demand webinars to grow your financial knowledge and confidence.
Access tools, articles, and interactive course to support smarter financial decisions.
Access articles, guides, and tools to enhance your financial knowledge.
Access to your accounts anywhere, anytime
To build our members’ financial health and wellbeing.
Read our latest annual report to see how we’re serving our members and communities.
For media inquiries send an email to press@patelco.org.
Back in 1936, with only $500 assets, a few employees at Pacific Telephone and Telegraph Company (now AT&T) had a dream to create a credit union. A fixture in the Bay Area since then, Patelco Credit Union is now a full-service, not-for-profit financial cooperative dedicated to helping our members and communities prosper. With nearly $10 billion in assets and over 500,000 members nationwide, we are one of the largest credit unions in the nation. Although we’ve grown exponentially, our purpose remains with our members: Fueling hope and creating opportunities to build financial resiliency and wellbeing.
In keeping with our mission, our corporate giving and outreach philosophy focuses on everyday, basic needs like hunger, housing and children’s health. We believe that supporting these everyday needs that help folks manage their day-to-day financial lives more comfortably, helps put them on a path towards financial wellbeing. In addition to corporate support, Patelco employees regularly volunteer and contribute to local organizations that fit our outreach philosophy.
We’re proud to serve communities across Northern California, including the Bay Area, Sacramento and San Jose, as well as the employees of over 1,100 large and small businesses throughout the United States. We look forward to meeting you soon!
We know hardworking people don’t usually keep 9 to 5 hours. You’ll have quick access to your money when it works for you. Choose from 36 branches including Patelco Virtual Branch™, over 30,000 ATMs, and 6,000+ shared branches nationwide. We also offer all the latest in online, mobile and phone banking services – with no hidden fees or charges.
Whether you’re just getting started and need to build credit or you’re ready to buy your dream home, we have you covered. We’re here to make it simple and transparent when you’re looking for a great home loan, home equity loan, auto loan, personal loan, credit card, or a home equity line of credit.
We offer more than just great rates. We are vested in helping members create smart savings plans: From retirement, to college or just a rainy day. By matching the right products to your needs, from several types of money market accounts and, to a variety of IRAs, we’ll help you get where you’re going.
Our CFS Financial Advisors’1 first priority is you, not collecting fees. Talk with us about our many different investment and insurance options. All consultations are free with no obligations of any kind. You can make an appointment with one of our licensed financial advisors at any Patelco branch.
Our “People, Not Profits” philosophy is part of everything we do. We’re dedicated to providing the highest level of service in our branches, on the phone, online, and wherever we can help you make the most of your financial future. After all, since Patelco is member-owned, we truly do work for you.
Since our founding in 1936, we’ve grown in financial strength because of the trust that you and other members have placed in us. Our vision is to be the preeminent credit union that builds your financial wellbeing. Our solid fundamentals and dedication to our vision are what have enabled us to maintain our focus on you for nearly a century.
1 Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Patelco Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
