Remain vigilant for Patelco phone number spoofing. Our Patelco team will never reach out to you directly to ask for your card details, like expiration date or CVV code.
Our branches and call center are closed Monday, September 2.
The right checking account build a strong foundation — find one tailored to your unique needs.
The right savings account helps you grow toward your goals — find one that fits your needs and lifestyle.
Manage your Patelco accounts effortlessly with our comprehensive support services.
Low rates, no annual fees — Patelco credit cards fit every lifestyle and financial goal.
Flexible loans and lines of credit to consolidate debt or cover life’s big expenses
Flexible lending options and programs for new and existing homeowners.
Take advantage of one of life’s biggest investments.
Drive off with an affordable new or used vehicle, or save on one you already own.
Have your fun and freedom with a great loan that fits into your financial plan.
Explore our payment support center to learn more about loan modification options.
Up to $50,000. As low as 12.40% APR.
Get support managing your debit and credit cards and loans.
Learn more about our local expertise, guidance and personal service.
Tailored investment solutions to help you plan, invest, and secure your financial future.
Comprehensive insurance solutions to protect your assets and loved ones.
Complimentary one-on-one guidance from our Certified Financial Specialists.
Connect with us and find the right insurance option that fits your needs.
Patelco’s Digital Banking provides secure, convenient access to your accounts anytime, anywhere. Manage your finances effortlessly with our comprehensive suite of online and mobile services.
Sign up for Patelco Online™ to access and manage your accounts securely.
Schedule a video appointment or meet instantly with a Patelco team member.
Manage accounts, pay bills, and transfer funds securely from any device.
Bank on the go: check balances, deposit checks, send money and more.
Make secure, contactless payments using your mobile device at participating merchants.
Schedule and manage your bill payments online with ease and confidence.
Transfer funds between accounts or send money to others quickly and securely.
Send and receive money instantly with friends and family using Zelle®.
Download our Mobile App to check your balance, make transfers, pay bills, deposit checks, plan and save securely and conveniently from your phone or tablet.
Patelco Credit Union is a full-service, not-for-profit financial cooperative dedicated to helping members and communities prosper. With nearly $10 billion in assets and over 500,000 members nationwide, we are one of the largest credit unions in the nation.
Higher savings, better rates, and fewer fees. Patelco membership connects you to more.
Discover all the perks, savings and resources that come with being a Patelco member.
Learn about our history, our core values and our mission to build financial wellbeing.
Meet the people who are dedicated to helping you live your best financial life.
We’re united in our mission to help uplift each other, our members and communities.
Patelco’s latest news and announcements, media and press, awards and more.
See exactly how we’re doing by reviewing our latest financials.
As your trusted financial partner, we’re solely focused on helping our members build and sustain their best financial lives. Learn what makes Patelco membership different.
Get expert guidance, tools and support to take control of your financial future — from fraud prevention to education, relief options, and personalized advice.
Protect yourself from scams with tools, alerts, and tips to keep your info secure.
Explore financial hardship resources, loan relief options, and personalized support.
Tune in for expert interviews and real-life stories to help you master your money.
Get one-on-one coaching and tailored financial guidance from our financial specialists.
Join live and on-demand webinars to grow your financial knowledge and confidence.
Access tools, articles, and interactive course to support smarter financial decisions.
Access articles, guides, and tools to enhance your financial knowledge.
Learn more about Patelco’s community values, service in action, impact, events and partnerships.
Learn about our impact, purpose and involvement in the communities we call home.
Check out our sponsored community events and ones we participate in.
Discover how we can create a stronger culture of financial health for your employees.
Follow and like us to get the latest news, financial tips, and special offers.
Access to your accounts anywhere, anytime
Learn how our digital banking tools can help you manage your accounts conveniently.
View your balance, deposit a check, or pay a bill: Easily manage your accounts with Patelco Online™ and the Patelco Mobile App.
Explore how to use different features and tools available in online banking with our step-by-step demos.
Our platform includes:
Get started today with Patelco Online™ >
Whether you’re a first timer, or simply need help navigating different features and tools, our step-by-step demos will teach, inform and empower you to bank confidently online.
Simplified tools and resources to help you manage your everyday finances.
We protect your information so you can bank with confidence.
Check your balance when you need to, where you need to with 24/7 account access.
As an extra layer of protection for online banking and our Mobile App, we may require two-factor authentication (2FA) for some logins. This means that, in addition to your User ID and password, you may be asked for a code when you log in. You can choose to receive that code via phone call, a 2FA preferred authenticator app (DUO Authenticator, Authy, or Google Authenticator) or by text (SMS). Never share your code with anyone — Patelco will never call or text to ask for it. You will only be asked for a 2FA code while using online banking or our Mobile App, never by a person.
For maximum protection, you can also set 2FA to be "always on" so you'll be asked for a code via text (SMS), a 2FA authenticator app or phone call every time you log in to Patelco Online™ or our Mobile App. It takes only a few extra seconds but will protect your account from automated attacks and fraudsters.
How to turn on 2FA for SMS or voice call using a desktop computer
Tap on this short interactive demo to learn how to set it up in online banking.
How to turn on 2FA via a preferred authenticator app
Alternatively, you can also select a preferred authenticator app, such as DUO Authenticator, Authy, or Google Authenticator. These apps add another layer of security to help protect your account.
Whether you use online banking or the Mobile App to set 2FA to "always on," it will remain turned on for all future logins, both mobile and desktop. (You can go back and turn it off later if you want.)
Personalizing your account names in online banking makes it easier to manage your money. With nicknames, you can stay on top of your spending and saving better, and clearly identify the purpose of each account.
For example, if you have two savings accounts with Patelco and one is for your children’s college tuition, you may want to rename that account "College Fund." This will help you quickly locate the account in the future and encourage you to save as part of your own personal budget.
Here's how to nickname your accounts in online banking:
The next time you view your account online, the nickname will appear.
For everyday items or recurring bill payments and make the most of each transaction
We’ll roundup the purchase amount to the nearest dollar or boosted amount and transfer into your savings.
Feel good about your progress toward your big financial goals
To accelerate your savings even more, you have the option to boost your roundup 1x, 3x, or 5x.
Let’s say you spend $4.25 on gourmet coffee once a week. Here’s how much you will save based on your boosted amount:
By boosting your RoundUp 5x, you’d add $195 a year just for this one weekly purchase. Think of how quickly your savings will grow with all your everyday debit purchases!
It’s easy to enroll and start saving with each purchase you make. Sign up in Patelco Online™ or at visit a local branch.
Planning a vacation? Setting aside money for emergencies? We have a tool to help with that. With Savings Goals, you can easily organize your goals into different categories without needing multiple accounts.
Go a little greener with electronic statements, which you can access conveniently from your online account. They also provide added protection against mail theft. We’ll email you monthly to let you know your statement is ready to view.
Getting started with eStatements
To view statements online, log in to Patelco Online™ or the Mobile App, hover over Accounts in the main menu, and then select Statements & Documents. (You don’t need to be signed up for eStatements to view your statements online.) You can view up to 5 years of statement history. If you need a statement older than 5 years, send us a secure message using the Message Center, found under Tools & Settings in the main menu.
Say goodbye to fees and overdrawn accounts with Overdraft Protection.
Here’s how it works: we'll transfer money from your chosen backup account(s) to your checking account if there isn't enough money to cover a check, debit card purchase, or electronic transaction. It's a great way to avoid overdrawn accounts, overdraft charges and late fees. You can designate up to eight backup accounts and add or remove them easily.
Go to Patelco Online™ >
Learn how to set up Overdraft Protection in this step-by-step demo below.
Anywhere Deposit lets you to deposit checks directly into your account using Patelco Online™ or the Mobile App.
To use Anywhere Deposit, you must:
To use Anywhere Deposit, select the check deposit icon inside our Mobile App. Alternately, log in to online banking via a desktop computer, and hover over Transfer & Pay in the main menu. Then tap or click on Anywhere Deposit.
Get started with Patelco Online™ >
