The right checking account can build a strong foundation — find one tailored to your unique needs.
The right savings account helps you grow toward your goals — find one that fits your needs and lifestyle.
Manage your Patelco accounts effortlessly with our comprehensive support services.
Low rates, no annual fees — Patelco credit cards fit every lifestyle and financial goal.
Flexible loans and lines of credit to consolidate debt or cover life’s big expenses
Flexible lending options and programs for new and existing homeowners.
Take advantage of one of life’s biggest investments.
Drive off with an affordable new or used vehicle, or save on one you already own.
Have your fun and freedom with a great loan that fits into your financial plan.
Explore payment options and answers to commonly asked questions about loan payments with Patelco.
Up to $50,000. As low as 11.65% APR.
Get support managing your personal loans and much more.
Learn more about our local expertise, guidance and personal service.
Get support managing your loans.
Get support managing your auto loans and much more.
Get support managing your debit and credit cards and loans.
Tailored investment solutions to help you plan, invest, and secure your financial future.
Comprehensive insurance solutions to protect your assets and loved ones.
Complimentary one-on-one guidance from our Certified Financial Specialists.
Connect with us and find the right insurance option that fits your needs.
We provide a number of banking solutions to help your small business grow with peace of mind and personalized service.
Help your business grow with the convenience of our worry-free checking account.
Enjoy the convenience of higher transaction limits with low monthly fees.
Earn rewards points on your purchases with extra security features, tools and benefits.
Ensure peace of mind and keep your business going with overdraft protection.
Everything your business needs — from hardware to software — to process payments.
Simple and secure Payroll Solutions to help you better manage your business.
A convenient, secure account that helps your business grow with no monthly fee.
Get the most out of your Patelco Business relationship with a rate as high as 3.25% APY.
Meet with our Virtual BranchTM to open your account from the comfort of your home or business. You can schedule a video appointment or meet instantly with a Patelco team member.
Patelco’s Digital Banking provides secure, convenient access to your accounts anytime, anywhere. Manage your finances effortlessly with our comprehensive suite of online and mobile services.
Sign up for Patelco Online™ to access and manage your accounts securely.
Schedule a video appointment or meet instantly with a Patelco team member.
Send and receive money instantly with friends and family using Zelle®.
Manage accounts, pay bills, and transfer funds securely from any device.
Transfer funds between accounts or send money to others quickly and securely.
Bank on the go: check balances, deposit checks, send money and more.
Schedule and manage your bill payments online with ease and confidence.
Make secure, contactless payments using your mobile device at participating merchants.
Download our Mobile App to check your balance, make transfers, pay bills, deposit checks, plan and save securely and conveniently from your phone or tablet.
Patelco Credit Union is a full-service, not-for-profit financial cooperative dedicated to helping members and communities prosper. With nearly $10 billion in assets and over 550,000 members nationwide, we are one of the largest credit unions in the nation.
Learn more about Patelco’s community values, service in action, impact, events and partnerships.
As your trusted financial partner, we’re solely focused on helping our members build and sustain their best financial lives. Learn what makes Patelco membership different.
Get expert guidance, tools and support to take control of your financial future — from fraud prevention to education, relief options, and personalized advice.
Protect yourself from scams with tools, alerts, and tips to keep your info secure.
Explore financial hardship resources, loan relief options, and personalized support.
Tune in for expert interviews and real-life stories to help you master your money.
Get one-on-one coaching and tailored financial guidance from our financial specialists.
Join live and on-demand webinars to grow your financial knowledge and confidence.
Access tools, articles, and interactive course to support smarter financial decisions.
Access articles, guides, and tools to enhance your financial knowledge.
Access to your accounts anywhere, anytime
Flexible lending options and programs for new and existing homeowners
Whether it’s your first home, a vacation getaway, or an investment property, we’ll help you get there.
Reduce your current payment, change loan terms or take cash out.
Fixed and adjustable options, first time buyer programs and more
Enjoy competitive rates with flexible terms
Our Home Loan Consultants will walk you through the entire process
Explore how refinancing can benefit you
Be prepared to buy with confidence when you get pre-approved upfront
Compare your home insurance options and savings — get a free quote
We get it – buying or refinancing a home can seem overwhelming.
Our trusted team of Home Loan Consultants is here to make it easy. They’re experts in all aspects of home lending and will break down all the numbers, answer your questions, and tailor their advice so you’re matched with the right financing to meet your financial goals.
Buying a home is a fun and exciting milestone – but we know there are tons of questions – and that’s okay! Before you begin your home search, it’s important to review what types of home financing options are available, what budget you’re comfortable with, your current expenses, and more. Whether you’re already working with a real estate agent or still in the initial phases of your home search, one of the first steps to a good home- financing plan is connecting with a Home Loan Consultant. Together, they’ll work with you to discuss different loan options to see what option fits best for your short-and long-term goals.
This is an important question, and we’ll work with you to determine what works best with your overall finances. While there are many one-time costs associated with home buying, there are also many ongoing expenses that come with homeownership. Our Home Loan Consultants will walk you through all of the various financing options to find one that’s right for your budget. After reviewing your income, assets, and credit history they can run the numbers and give you a detailed breakdown of your proposed monthly mortgage expenses along with how much home you can purchase.
We offer a variety of loan options and programs, with loan amounts up to $2.5 million for fixed -or adjustable-rate mortgages. We also have home equity loans and programs specifically for first time buyers, with low down payment options or down payment assistance. If you’re not sure which type of loan is right for you, that’s okay! Let us do the heavy lifting. Find a Home Loan Consultant near you to get started for a free no-obligation consultation.
When you apply for a mortgage, there will be certain documents we’ll need to review. These can vary depending on your loan type and amount borrowed, but generally we will need: 30 days of paystubs or other sources of income, current assets, W2 or 1099s, and any documentation for other properties owned. Your Home Loan Consultant will let you know what’s needed after you apply.
Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 506373.
