Personal Loans & Lines of Credit
Find the borrowing option to help with your needs. Interested in a Personal Loan? Find out your rate and get pre-qualified in minutes.
ScoreUp® Credit Builder Loan
Establish or re-build a positive credit history and score while saving.
Instant BackUp™ Line of Credit
Get $500 of protection for your checking account, no credit check required.
Personal Loans and Lines of Credit come with
Financial education tools and seminars
Our mission is to help you build your financial wellbeing
No application fees
No application fees
No prepayment penalties
We won’t charge you for paying off your loan early.
Online and mobile banking
Manage your money securely from virtually anywhere.
Quick and easy loan application
Quick and easy loan application
Unlimited online bill bay
Flexibility to pay your loan online quickly and securely
Manage Your Personal Loan
Use Patelco Online™ to pay your personal loan and check your balance.
- Make loan payments from your Patelco account
- Send us secure messages if you have questions
- Get account details
Continued Reading
September 8, 2020
Do you need to make a major purchase? Here’s how you can decide if it’s best to use savings or get a loan for big ticket items.
November 8, 2019
Trying to get out of debt? Learn about debt consolidation, how to consolidate debt, and the pros and cons of consolidating, to help you decide if it’s right for you!
June 11, 2020
No matter how you look at it, you can’t make ends meet. Patelco is here to help you improve your financial health with valuable information and member services.