Remain vigilant for Patelco phone number spoofing. Our Patelco team will never reach out to you directly to ask for your card details, like expiration date or CVV code.
Our branches and call center are closed Monday, September 2.
The right checking account build a strong foundation — find one tailored to your unique needs.
The right savings account helps you grow toward your goals — find one that fits your needs and lifestyle.
Manage your Patelco accounts effortlessly with our comprehensive support services.
Low rates, no annual fees — Patelco credit cards fit every lifestyle and financial goal.
Flexible loans and lines of credit to consolidate debt or cover life’s big expenses
Flexible lending options and programs for new and existing homeowners.
Take advantage of one of life’s biggest investments.
Drive off with an affordable new or used vehicle, or save on one you already own.
Have your fun and freedom with a great loan that fits into your financial plan.
Explore our payment support center to learn more about loan modification options.
Up to $50,000. As low as 12.40% APR.
Get support managing your debit and credit cards and loans.
Learn more about our local expertise, guidance and personal service.
Tailored investment solutions to help you plan, invest, and secure your financial future.
Comprehensive insurance solutions to protect your assets and loved ones.
Complimentary one-on-one guidance from our Certified Financial Specialists.
Connect with us and find the right insurance option that fits your needs.
Patelco’s Digital Banking provides secure, convenient access to your accounts anytime, anywhere. Manage your finances effortlessly with our comprehensive suite of online and mobile services.
Sign up for Patelco Online™ to access and manage your accounts securely.
Schedule a video appointment or meet instantly with a Patelco team member.
Manage accounts, pay bills, and transfer funds securely from any device.
Bank on the go: check balances, deposit checks, send money and more.
Make secure, contactless payments using your mobile device at participating merchants.
Schedule and manage your bill payments online with ease and confidence.
Transfer funds between accounts or send money to others quickly and securely.
Send and receive money instantly with friends and family using Zelle®.
Download our Mobile App to check your balance, make transfers, pay bills, deposit checks, plan and save securely and conveniently from your phone or tablet.
Patelco Credit Union is a full-service, not-for-profit financial cooperative dedicated to helping members and communities prosper. With nearly $10 billion in assets and over 500,000 members nationwide, we are one of the largest credit unions in the nation.
Higher savings, better rates, and fewer fees. Patelco membership connects you to more.
Discover all the perks, savings and resources that come with being a Patelco member.
Learn about our history, our core values and our mission to build financial wellbeing.
Meet the people who are dedicated to helping you live your best financial life.
We’re united in our mission to help uplift each other, our members and communities.
Patelco’s latest news and announcements, media and press, awards and more.
See exactly how we’re doing by reviewing our latest financials.
As your trusted financial partner, we’re solely focused on helping our members build and sustain their best financial lives. Learn what makes Patelco membership different.
Get expert guidance, tools and support to take control of your financial future — from fraud prevention to education, relief options, and personalized advice.
Protect yourself from scams with tools, alerts, and tips to keep your info secure.
Explore financial hardship resources, loan relief options, and personalized support.
Tune in for expert interviews and real-life stories to help you master your money.
Get one-on-one coaching and tailored financial guidance from our financial specialists.
Join live and on-demand webinars to grow your financial knowledge and confidence.
Access tools, articles, and interactive course to support smarter financial decisions.
Access articles, guides, and tools to enhance your financial knowledge.
Learn more about Patelco’s community values, service in action, impact, events and partnerships.
Learn about our impact, purpose and involvement in the communities we call home.
Check out our sponsored community events and ones we participate in.
Discover how we can create a stronger culture of financial health for your employees.
Follow and like us to get the latest news, financial tips, and special offers.
Access to your accounts anywhere, anytime
Save on your purchase and explore homes with HomeAdvantage
Tools to help you buy
Experts on your side
With HomeAdvantage, you’ll have access to researching homes for sale, educational resources, property information, market insights, experienced real estate agents and more.
All agents within the HomeAdvantage network are hand-picked based on their experience, commitment to service and local expertise. Partnering with an agent and Patelco Home Loan Consultant means you’ll have a joint team of professionals, working together to provide the knowledge, passion and dedication to help you find the right deal at the right price, or the right buyer at the right time.
Choose an experienced local, real estate agent from the HomeAdvantage1 network and get rewarded! The average Patelco member will save $2,800. Refer to the chart below to estimate your savings. Rebates are based on the total home purchase price.
Home Sale Price
Cash Back Rebate 1
Access to the right tools to help you buy a home
Compare local real estate agents in your area
Receive a credit at closing when you use a HomeAdvantage agent1
Once pre-approved, we’ll honor your rate for 30 days while you shop for a home3
Know once properties you’re interested in hit the market
View property values, schools, neighborhoods and much more
There are many! First off, it’s free to enroll and you’ll have access to tons of resources, tools, and information you’ll need to help you find the right property. Plus, you can find a local and experienced real estate agent and potentially save thousands on the sale or purchase of your home.1
A lot! Here’s a glimpse of what’s available:
Learn more and get started here.
Visit the HomeAdvantage site and start searching for agents in your area. Alternatively, our Home Loan Consultants can also recommend an agent within the HomeAdvantage Network. You’re not required to work with a HomeAdvantage agent to get access to the program and tools available – but when you do, you can feel confident knowing they are hand-selected and experienced upfront, plus you can save by getting cash back at closing.1
Yes – you can find a real estate agent through HomeAdvantage and work with them to sell your home. We recommend checking out HomeAdvantage’s property valuation tools, market trend reports and info on recently sold homes in your area.
Buying a home is an exciting experience – but it’s helpful to have an expert by your side.
Our Home Loan Consultants are trusted professionals, here to help answer your most complex questions throughout the entire home buying and financing process – search for one near you today.
October 9, 2019
Always dreamed of owning your own home? Find tips on buying a house whether it’s for the first time or you’re an old pro. Make your goals a reality!
August 3, 2020
Mortgage lingo can be confusing. Whether it’s your first home loan or 3rd the Patelco guide to mortgage terms and definitions can help
Want to Buy a House? Find out how much money you’ll need to buy a house, what are the costs you’ll need to save for and other facts about saving for a home!
1 HomeAdvantage is available to you through your membership with Patelco Credit Union. Cash Rewards are available to members who register to use HomeAdvantage and who use a real estate agent in the HomeAdvantage network to buy or sell their home. Using Patelco Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Patelco Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards are void where prohibited by law or the lender.
2 Average Cash Rewards calculation based on 46 home closings with a real estate agent in the HomeAdvantage network between 1/1/21 and 12/31/22. Estimated Cash Reward of $2,800 based on a purchase price of $466,666 and a 3% commission earned by the participating real estate agent in the HomeAdvantage network.
3 Lock and Shop program is available for first (1st) mortgage Jumbo loan purchase transactions only. Must have a home loan application with Patelco to lock in a rate. Patelco will honor your rate up to 30 days from the date it is locked. Once a fully executed purchase contract is received, the rate will prevail until loan funding.
