Remain vigilant for Patelco phone number spoofing. Our Patelco team will never reach out to you directly to ask for your card details, like expiration date or CVV code.
Our branches and call center are closed Monday, September 2.
The right checking account build a strong foundation — find one tailored to your unique needs.
The right savings account helps you grow toward your goals — find one that fits your needs and lifestyle.
Manage your Patelco accounts effortlessly with our comprehensive support services.
Low rates, no annual fees — Patelco credit cards fit every lifestyle and financial goal.
Flexible loans and lines of credit to consolidate debt or cover life’s big expenses
Flexible lending options and programs for new and existing homeowners.
Take advantage of one of life’s biggest investments.
Drive off with an affordable new or used vehicle, or save on one you already own.
Have your fun and freedom with a great loan that fits into your financial plan.
Explore our payment support center to learn more about loan modification options.
Up to $50,000. As low as 12.40% APR.
Get support managing your debit and credit cards and loans.
Learn more about our local expertise, guidance and personal service.
Tailored investment solutions to help you plan, invest, and secure your financial future.
Comprehensive insurance solutions to protect your assets and loved ones.
Complimentary one-on-one guidance from our Certified Financial Specialists.
Connect with us and find the right insurance option that fits your needs.
Patelco’s Digital Banking provides secure, convenient access to your accounts anytime, anywhere. Manage your finances effortlessly with our comprehensive suite of online and mobile services.
Sign up for Patelco Online™ to access and manage your accounts securely.
Schedule a video appointment or meet instantly with a Patelco team member.
Manage accounts, pay bills, and transfer funds securely from any device.
Bank on the go: check balances, deposit checks, send money and more.
Make secure, contactless payments using your mobile device at participating merchants.
Schedule and manage your bill payments online with ease and confidence.
Transfer funds between accounts or send money to others quickly and securely.
Send and receive money instantly with friends and family using Zelle®.
Download our Mobile App to check your balance, make transfers, pay bills, deposit checks, plan and save securely and conveniently from your phone or tablet.
Patelco Credit Union is a full-service, not-for-profit financial cooperative dedicated to helping members and communities prosper. With nearly $10 billion in assets and over 500,000 members nationwide, we are one of the largest credit unions in the nation.
Higher savings, better rates, and fewer fees. Patelco membership connects you to more.
Discover all the perks, savings and resources that come with being a Patelco member.
Learn about our history, our core values and our mission to build financial wellbeing.
Meet the people who are dedicated to helping you live your best financial life.
We’re united in our mission to help uplift each other, our members and communities.
Patelco’s latest news and announcements, media and press, awards and more.
See exactly how we’re doing by reviewing our latest financials.
As your trusted financial partner, we’re solely focused on helping our members build and sustain their best financial lives. Learn what makes Patelco membership different.
Get expert guidance, tools and support to take control of your financial future — from fraud prevention to education, relief options, and personalized advice.
Protect yourself from scams with tools, alerts, and tips to keep your info secure.
Explore financial hardship resources, loan relief options, and personalized support.
Tune in for expert interviews and real-life stories to help you master your money.
Get one-on-one coaching and tailored financial guidance from our financial specialists.
Join live and on-demand webinars to grow your financial knowledge and confidence.
Access tools, articles, and interactive course to support smarter financial decisions.
Access articles, guides, and tools to enhance your financial knowledge.
Learn more about Patelco’s community values, service in action, impact, events and partnerships.
Learn about our impact, purpose and involvement in the communities we call home.
Check out our sponsored community events and ones we participate in.
Discover how we can create a stronger culture of financial health for your employees.
Follow and like us to get the latest news, financial tips, and special offers.
Access to your accounts anywhere, anytime
Get access to affordable funds when you need them.
Starting at 12% APR1
Up to $50,000
Open ended (revolving line of credit)
Planned or unplanned, it can be hard to be financially ready for everything life brings. Sometimes you need access to money quickly, and we get that. And while many big banks are no longer offering a personal line of credit, Patelco is here for you.
Our Signature Line of Credit gives you:
No annual fee and fixed rates as low as 12% APR1
Up to $50,000 credit limit and draw up to 100% of your credit limit without restrictions
Incur interest only on funds borrowed – and includes budget-friendly, flexible repayment options
Access your funds online, by ATM, by phone, or at a local branch
Rates Effective 04/05/2023
The Signature Line of Credit is a revolving credit line designed to provide greater flexibility and access to cash for members who need it. Since you only pay interest on the amount borrowed, this loan is a great option for planned or unplanned expenses. A Signature Line of Credit also allows you to pay on the balance and borrow again (within your credit limit) without reapplying.
There is no cash advance fee on this line of credit. As with any unsecured loan, you may incur a late fee if your monthly payment is not made by the payment due date.
Yes. A Signature Line of Credit allows you to pay on the balance and borrow again (within your credit limit) without reapplying. Just as a credit card allows, but in this case a card is not issued.
Patelco Online™ helps you stay up to date on all your personal loan details. We make it simple and safe to:
June 30, 2020
Looking for ways to save money? Find out how to build an emergency savings fund from the experts at Patelco Credit Union. Start saving now!
October 31, 2019
Find out how to manage your money better and improve your financial well-being. Get 10 money management tips from Patelco and begin mastering your money now!
October 9, 2019
It may be difficult but it is possible to save for retirement and your child’s college costs. Make smart choices and you can reach both goals!
1 APR = Annual Percentage Rate. All loans are subject to credit approval, restrictions apply, rates are subject to change. Loan rates offered effective 04/05/2023. Patelco offers a range of base rates and discounts that depend on factors such as credit type, credit history, and Patelco account relationship. Actual rates are disclosed to approved applicants in writing prior to loan consummation. The APR range is 12.00% to 17.90% for Signature Line of Credit. Minimum payment is 2% of the unpaid balance or $46.00, whichever is greater. To learn more about rates, terms, and exclusive discounts for members, such as Commitment Household, call 800.358.8228 or visit any Patelco branch.
