Remain vigilant for Patelco phone number spoofing. Our Patelco team will never reach out to you directly to ask for your card details, like expiration date or CVV code.
Our branches and call center are closed Monday, September 2.
The right checking account build a strong foundation — find one tailored to your unique needs.
The right savings account helps you grow toward your goals — find one that fits your needs and lifestyle.
Manage your Patelco accounts effortlessly with our comprehensive support services.
Low rates, no annual fees — Patelco credit cards fit every lifestyle and financial goal.
Flexible loans and lines of credit to consolidate debt or cover life’s big expenses
Flexible lending options and programs for new and existing homeowners.
Take advantage of one of life’s biggest investments.
Drive off with an affordable new or used vehicle, or save on one you already own.
Have your fun and freedom with a great loan that fits into your financial plan.
Explore our payment support center to learn more about loan modification options.
Up to $50,000. As low as 12.40% APR.
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Complimentary one-on-one guidance from our Certified Financial Specialists.
Connect with us and find the right insurance option that fits your needs.
Patelco’s Digital Banking provides secure, convenient access to your accounts anytime, anywhere. Manage your finances effortlessly with our comprehensive suite of online and mobile services.
Sign up for Patelco Online™ to access and manage your accounts securely.
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Manage accounts, pay bills, and transfer funds securely from any device.
Bank on the go: check balances, deposit checks, send money and more.
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Transfer funds between accounts or send money to others quickly and securely.
Send and receive money instantly with friends and family using Zelle®.
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Patelco Credit Union is a full-service, not-for-profit financial cooperative dedicated to helping members and communities prosper. With nearly $10 billion in assets and over 500,000 members nationwide, we are one of the largest credit unions in the nation.
Higher savings, better rates, and fewer fees. Patelco membership connects you to more.
Discover all the perks, savings and resources that come with being a Patelco member.
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Access to your accounts anywhere, anytime
An easy, convenient way to save money for the holidays
0.05% APY1
$0 monthly fee and no minimum balance
Open a Holiday Club Savings account so the money will be there when the holiday season comes.
You can start with as little as a $20 opening deposit, and deposit at minimum $20 each month at any time. The funds will be available each year on November 15 and be transferred to the Patelco checking or savings account you select, along with the dividends accrued.
Grow your holiday savings without worrying about monthly fees
Set up monthly direct deposits or automatic transfers and grow your savings
Automatic savings will automatically continue after November 15 of each year
Access your account anytime from anywhere
Rates Effective 06/14/2022
Term
Min. Balance
APY1
Rate
Dividends Paid
How much should I save to reach my goal?
Calculations provided are for demonstration purposes only and do not guarantee credit approval for the rate and terms displayed.
A Holiday Club Savings account is a great option if you want to set aside money regularly, so you’ll have money ready for holiday shopping or other expenses, like travel. It’s a great tool to help you budget – just set it and forget it until you need the funds.
No. There’s no monthly fee
If you withdraw funds within the first six days of establishing a Holiday Club Account, you will pay a penalty of 7 days’ dividends, even if the penalty will invade principal. If you otherwise withdraw funds prior to maturity, you will forfeit all the dividends. If you stop making automatic deposits at any time prior to maturity, we can close the account and you will forfeit all dividends.
On November 15, the balance and dividends will automatically transfer to your linked Holiday Club share savings account. That means you will be able to use the money saved towards your holiday purchases.
At Patelco, we put your financial well-being first and provide free financial coaching with a Patelco Certified Financial Specialist. Your financial specialist can help you create a personalized strategy so you can feel in control of your money and track your progress. Members have told us that they feel seen, heard, informed, and supported to make more confident financial choices as a result of working with a Certified Financial Specialist.
1 APY=Annual Percentage Yield. Rates are valid as of 06/14/2022 and are subject to change after account opening without notice.
2 Source: over 22,000 five-star reviews on the App Store.
